Dedicated to providing honest, transparent, and individualized mortgage services
Tom Armstrong
Founder & Owner
At Home Discount Mortgages was founded on a simple principle: mortgage lending should be transparent, fair, and focused on the individual needs of each client. Owner Tom Armstrong established the company to provide an alternative to the one-size-fits-all approach common in the mortgage industry.
With extensive experience in mortgage lending and a deep commitment to honest service, Tom built At Home Discount Mortgages to serve clients in Utah and California who value straightforward communication and personalized attention.
We believe that securing a mortgage should be a clear, understandable process. Our mission is to provide every client with custom pricing, individualized attention, and transparent service from start to finish. We're not here to sell you something you don't need—we're here to help you find the right mortgage solution for your unique situation.
Unlike large lending institutions that process hundreds of applications with cookie-cutter solutions, we take the time to understand your specific financial situation, goals, and concerns. Every client receives direct access to Tom Armstrong, ensuring consistent communication and personalized service throughout the entire loan process.
The principles that guide everything we do
Every client deserves personalized service. We don't believe in one-size-fits-all solutions, and we take the time to understand your unique needs.
Each loan is priced individually based on your specific circumstances. We provide pricing that reflects your situation, not a standardized rate sheet.
We keep things straightforward and easy to understand. No confusing jargon, no hidden fees, no surprises.
We focus on keeping costs down while maintaining high-quality service. You shouldn't have to overpay for excellent mortgage service.
Every client is treated with the same level of respect and receives the same honest, straightforward service regardless of loan size or type.
We believe in telling you the truth, even when it's not what you want to hear. Honest advice leads to better long-term outcomes.
At Home Discount Mortgages is fully licensed to provide mortgage services in Utah and California. We maintain all required licensing and stay current with industry regulations to ensure you receive compliant, professional service.
Fully licensed and authorized to provide mortgage services throughout the state of Utah.
Fully licensed and authorized to provide mortgage services throughout the state of California.
At Home Discount Mortgages is committed to fair lending practices. We comply with all federal and state fair housing and equal credit opportunity laws.
All loans subject to credit approval. This is not a commitment to lend.
Experience the difference that individualized attention and transparent service can make.
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